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| WELLSPRINGS HIGHLANDS I | |||||
| Lot Area in sqm | 175 | ||||
| Phase # | 1 | ||||
| Block No. | 1 | ||||
| Lot No. | 19 | ||||
| House Model | WALING-WALING | ||||
| House & Lot Package Price | 788,000.00 | ||||
| Excess Lot (175-140) sqm x P3000 | 105,000.00 | ||||
| TOTAL House & Lot Package Price | 893,000.00 | ||||
| Registration Fee (not included in the Package Price) | 15,000.00 | ||||
| Option 1: Spot Cash Payment | |||||
| 5% discount, within 15days after registration | 44,650.00 | ||||
| Net Spot Cash Due | 848,350.00 | ||||
| Option 2: Inhouse Financing | |||||
| 50% Downpayment, upfront | 446,500.00 | ||||
| 50% Balance | 446,500.00 | . | |||
| Factor rate | |||||
| Balance in 18months, 2% pa | 29,817.96 | 0.011226 | |||
| Option 3: Pag-ibig Financing | |||||
| TOTAL House & Lot Package Price | 893,000.00 | ||||
| Recommended Loan | 796,000.00 | ||||
| Equity | 97,000.00 | ||||
| 30% required payment | 29,100.00 | ||||
| Balance for equity | 67,900.00 | ||||
| Equity Payable in | |||||
| 3 months to pay no interest | 22,633.33 | ||||
| 6 months to pay 2% | 12,124.68 | 0.0119 | |||
| 12 months to pay with 2% pa | 6,420.58 | 0.011226 | |||
| 18 months to pay with 2% pa | 4,534.47 | ||||
| filing loan and permits | |||||
| 30 years term, 10.5%pa | (up to 70yrs old) | ||||
| 9.14739 | |||||
| Estimated Monthly Ammortization (Php) | 7,281.32 | ||||
| Estimated insurancs MRI (Php) | 326.36 | 0.41 | |||
| Fire Insurance (Php) | 145.70 | ||||
| Monthly Ammortization | 7,753.38 | ||||
| HDMF Filing Fee | 3,000.00 | ||||
| Required Net Pay | 18,203.31 | Loanable amount x pag-ibig factor rate / 40 | |||
| Site Tripping schedule: | |||||
| Mon to Fri: 9:30am and 1:30pm | |||||
| Sat: 9:30am | |||||